Core services for the insurance sector

Focused, practical legal work that supports product rollout, compliance and risk transfer across markets.

Regulatory compliance

Advising on licensing, capital requirements, consumer protection and cross-border distribution. See our regulatory work for financial services: financial services regulatory law.

Digital insurance & insurtech

Counsel on platform terms, data protection, smart contracts and operational resilience for digital insurance products.

Mergers & market entry

Transaction advice, market-entry structuring and regulatory clearance. For cross-border FDI and acquisitions: foreign direct investment.

Claims, disputes & arbitration

Dispute avoidance, litigation strategy and arbitration support across coverage and claims disputes. See arbitration practice: arbitration.

Risk transfers & capital solutions

Structuring insurance-linked securities, longevity risk transfers and reinsurance arrangements.

Tax and employment considerations

Regulatory tax questions for products and cross-border staff issues: tax · employment.
ServiceTypical scopeRegions
Regulatory adviceLicensing, compliance frameworks, consumer protectionBangladesh · UK · Singapore · GCC
Digital platformsData protection, smart contracts, platform T&CsGlobal
TransactionsM&A, portfolio transfers, joint venturesCross-border

How we work — practical process

A concise, repeatable approach for insurance engagements.

1
Intake & issue scoping
Document review and immediate risks identified.
2
Regulatory map
Regulatory obligations, approvals and timelines across jurisdictions.
3
Compliance programme design
Policies, customer-facing terms and data safeguards.
4
Implementation support
Contract drafting, regulatory applications and vendor agreements.
5
Ongoing monitoring
Regulatory updates, training and incident response planning.
  • Regulatory memos and gap analyses
  • Template contracts and T&Cs
  • Data protection and cybersecurity advisories
  • Board-ready implementation roadmaps

Frequently asked questions

1. When is regulatory approval required for a new insurance product?
Approval requirements depend on product type and local regulator rules. We map relevant filings during the early regulatory review step and identify timelines and documents required.
2. How do data protection laws affect digital insurance?
Personal data use, retention and cross-border transfers are central. We assess lawful bases for processing, privacy notices and vendor contracts to reduce compliance risk.
3. Can smart contracts be relied on for claims automation?
Smart contracts can increase efficiency but must be supported by clear legal terms, fallback dispute remedies and compliance checks for consumer protection laws.
4. What should insurers consider for cross-border distribution?
Market entry requires licensing or notifications, local agent arrangements and consideration of tax and consumer protection implications. See our foreign direct investment work for structuring advice.
5. How do ESG factors change underwriting?
Underwriters are incorporating climate and social risk into pricing and product design. We advise on policy wording, disclosure and governance for ESG-driven products.
6. How do you handle disputes over coverage?
We combine early dispute assessment with tailored strategies — negotiation, arbitration or litigation — and coordinate with specialist counsel where required.